Farm & Ranch · Agribusiness
Cover the ground you stand on
Family farms, cattle outfits, horse properties — and the businesses that keep them running.
The difference
One agency for the whole operation
Insuring an operation usually means stacking policies that were never written to work together — and keeping track of all of them yourself.
The usual way
Four policies, four renewals
- A homeowner's policy that stops at the yard fence
- A separate carrier for barns and equipment
- Another policy for trailers and farm vehicles
- Commercial coverage written for Main Street
- Equine exposures nobody wants to touch
Keeping all of it lined up? That's on you.
The Ben Emison Insurance way
One relationship, one agency
- Farm dwellings, barns and equipment on one program
- Livestock, hay, feed and equine property included
- Commercial, employee benefits and equine under one roof
- Expanded markets through Specialty Risk Insurance
- Coverage written around your operation, not a template
Farm & Ranch Insurance
Protect the assets, the income, the way of life
No two operations are the same. A family farm, a cattle ranch, a hobby place, a horse property, a diversified ag operation — each carries a different set of risks, and each deserves coverage written to fit it.
Through Ben Emison Insurance's affiliation with Specialty Risk Insurance, producers get expanded markets, broader coverage options and specialized expertise built for today's agricultural operations.
- 01
Farm dwellings and structures
- 02
Barns, shops and outbuildings
- 03
Farm equipment and machinery
- 04
Livestock protection
- 05
Hay, feed and supplies
- 06
Farm liability coverage
- 07
Farm vehicles and trailers
- 08
Fencing and farm improvements
- 09
Recreational land exposure
- 10
Equine property and horse operations
Agribusiness Insurance
Beyond the farm gate
Today's agricultural economy runs well past the property line. Feed operations, livestock businesses, equine enterprises and ag service providers each face risks a standard commercial policy was never written for.
Crops, Feed & Livestock
- Feed and grain operations
- Livestock enterprises
- Custom farming and harvesting
- Farm-related manufacturing and processing
Equine Operations
- Equine businesses and breeding operations
- Boarding and training facilities
- Riding lesson programs
- Horse show and event exposures
- Commercial equine facilities
Service, Retail & Transport
- Agricultural retail operations
- Equipment dealers and service providers
- Veterinary and animal service operations
- Agricultural transportation
- Farm and ranch support businesses
The advantage
Backed by Specialty Risk Insurance
The affiliation gives producers access to expanded markets, broader coverage options and specialized agricultural expertise — farm and ranch, commercial, employee benefits and equine, all through one relationship.
Ben Emison Insurance
From the farmhouse to the pasture gate
Coverage for every corner of your operation, built to grow with it.
Coverage availability and eligibility vary by operation, location and underwriting guidelines. Policy terms, conditions and exclusions apply.